Terms of Service

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use this website.

2. Description of Service

This website is a marketing platform that connects users with third-party service providers. We do not provide insurance services, financial services, or government benefits directly. We are an advertising service only.

3. No Guarantee of Results

We make no guarantees or warranties regarding:

• Eligibility for any programs or services
• Amount of refunds, savings, or benefits
• Approval or acceptance by third-party providers
• Processing times or outcomes

All claims, refunds, and benefits are subject to third-party verification and approval.

4. Advertising Disclosure

This website contains advertising and marketing content. We may receive compensation when you click on links or complete forms on this site. The content presented is for promotional purposes and should not be considered as factual news or official government communication.

5. Third-Party Services

When you submit information through this website, you may be connected with third-party service providers. We are not responsible for:

• The services provided by third parties
• Third-party terms, conditions, or privacy policies
• The accuracy or quality of third-party services
• Any disputes between you and third-party providers

6. User Obligations

You agree to:

• Provide accurate and truthful information
• Use the website only for lawful purposes
• Not engage in fraudulent or deceptive activities
• Comply with all applicable laws and regulations

7. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the service
• Any unauthorized access to or use of your information
• Any interruption or cessation of the service
• Any third-party conduct or content on the service

8. Disclaimer of Warranties

This website and all information, content, materials, and services are provided "as is" and "as available" without any warranties of any kind, either express or implied.

9. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of the website owner or its content suppliers and is protected by copyright and intellectual property laws.

10. Indemnification

You agree to indemnify and hold harmless the website, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the service or violation of these terms.

11. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the modified terms.

12. Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms, please contact us.